At Holzman & Dickriede Attorneys at Law, we understand that a workplace injury can disrupt your entire life. Whether you’re facing mounting medical bills, lost wages, or uncertainty about your future, Maryland’s workers’ compensation system is designed to provide relief.
However, obtaining the benefits you deserve isn’t always straightforward. Employers and insurance companies often challenge claims, delay payments, or even deny valid cases outright. That’s where we come in.
As experienced Baltimore workers’ compensation lawyers, we fight for injured workers, ensuring they receive the full benefits provided under Maryland law. If you’ve been hurt on the job, don’t navigate this complex system alone—let us advocate for you.
Understanding Workers’ Compensation in Maryland
Maryland’s workers’ compensation laws are governed by the Maryland Workers’ Compensation Act, which provides benefits for employees who suffer job-related injuries or illnesses. The law mandates that most employers carry workers’ compensation insurance to cover medical expenses, wage replacement, and disability benefits.
The Maryland Workers’ Compensation Commission (WCC) oversees these claims, ensuring workers receive the protections they are entitled to. However, the process can be difficult, especially when insurance companies dispute claims or attempt to minimize payouts.
As a dedicated Baltimore workers’ compensation law firm, we ensure that injured workers have the legal representation necessary to secure the benefits they deserve.
Common Workplace Injuries in Baltimore
Workplace injuries can occur in any industry, from construction sites to office buildings. Some of the most common injuries we see include:
- Slip and fall accidents – Slippery floors, uneven surfaces, and poorly maintained workspaces can lead to serious injuries.
- Repetitive stress injuries – Prolonged repetitive movements, such as typing or lifting, can cause conditions like carpal tunnel syndrome.
- Falls from heights – Workers in construction, roofing, and warehouse settings are particularly vulnerable to falls.
- Machinery accidents – Malfunctions, lack of training, or inadequate safety protocols can result in devastating injuries.
- Exposure to hazardous materials – Chemical burns, respiratory issues, and long-term illnesses can result from exposure to toxic substances.
- Vehicle accidents – Employees who drive for work, including delivery drivers and truckers, may suffer injuries in crashes while on the job.
If you’ve suffered any of these injuries, you may be entitled to workers’ compensation benefits. A knowledgeable work injury attorney in Baltimore can help you navigate the claims process and fight for maximum compensation.
What Benefits Are Available Under Maryland Workers’ Compensation?
Injured workers in Maryland may be eligible for various benefits, depending on the severity of their injuries and their ability to return to work. These benefits include:
Medical Benefits
Workers’ compensation covers all necessary and reasonable medical treatment related to the work injury, including doctor visits, hospital stays, surgeries, prescription medications, and physical therapy. Employees have the right to choose their own doctor rather than being required to see an employer-selected physician.
Temporary Total Disability (TTD)
If your injury prevents you from working for more than three days, you may qualify for temporary total disability benefits, which provide wage replacement while you recover. These benefits typically amount to two-thirds of your average weekly wage, subject to Maryland’s maximum compensation limits.
Temporary Partial Disability (TPD)
If you can return to work in a limited capacity but at a reduced wage, temporary partial disability benefits may cover a portion of the lost wages.
Permanent Partial and Permanent Total Disability
For workers who suffer lasting impairments, Maryland offers permanent disability benefits. The amount depends on the severity of the impairment and how it affects your ability to work. Those completely disabled due to a work injury may be eligible for permanent total disability benefits.
Vocational Rehabilitation
If your injuries prevent you from returning to your previous job, workers’ compensation may cover vocational rehabilitation services, including job retraining and career counseling.
Death Benefits
If a workplace accident results in a fatality, surviving family members may be entitled to compensation for funeral expenses and lost financial support. Dependents may receive ongoing benefits to help cover living costs.
The Workers’ Compensation Claim Process in Maryland
Filing a workers’ compensation claim involves several steps, and missing deadlines or submitting incomplete information can lead to delays or denials. Our injury lawyers in Baltimore, MD, guide clients through the process to ensure all necessary paperwork is filed correctly and deadlines are met.
Step 1: Reporting the Injury
Maryland law requires injured employees to report workplace accidents to their employer within 10 days of the injury. Occupational illnesses must be reported within one year of diagnosis. Failing to report your injury on time could jeopardize your ability to receive benefits.
Step 2: Filing a Claim with the WCC
Injured workers must file a claim with the Maryland Workers’ Compensation Commission within 60 days of the injury. While late claims may still be accepted, waiting too long can create challenges in securing benefits.
Step 3: Medical Evaluation and Treatment
Workers should seek medical treatment immediately and follow all prescribed care. Medical records are crucial in proving the severity of an injury and the necessity of ongoing treatment.
Step 4: Claim Investigation and Decision
The employer’s insurance carrier will review the claim and approve or deny benefits. If approved, the worker will begin receiving benefits. If denied, an appeal may be necessary.
Step 5: Hearings and Appeals
If a claim is denied or benefits are insufficient, injured workers have the right to request a hearing before the WCC. Having an experienced Baltimore workers’ compensation lawyer present evidence and advocate on your behalf increases the chances of a favorable outcome.
Why Claims Get Denied—and How We Can Help
Unfortunately, not all workers’ compensation claims are approved. Insurance companies often deny claims for reasons such as:
- Failure to report the injury on time
- Disputes over whether the injury is work-related
- Allegations that the worker was intoxicated or acting recklessly
- Insufficient medical evidence
- Missed filing deadlines
If your claim has been denied, don’t lose hope. Our team will review the details of your case, gather medical evidence, and fight to overturn unfair denials.
Statistics on Workplace Injuries in Maryland
Workplace injuries are more common than many people realize. According to the U.S. Bureau of Labor Statistics, Maryland recorded over 64,000 workplace injuries and illnesses in a recent year. Additionally:
- Construction, transportation, and healthcare industries see the highest number of workplace injuries.
- More than 40% of injured workers require time off beyond the initial three-day waiting period.
- Workplace fatalities in Maryland remain a concern, with falls and transportation-related accidents being leading causes.
Given these risks, workers must understand their rights and seek legal representation when facing obstacles in obtaining benefits.
Frequently Asked Questions About Workers’ Compensation in Baltimore
Can I file a workers’ compensation claim if the accident was my fault?
Yes. Maryland’s workers’ compensation system is a no-fault system, meaning you can receive benefits even if the accident was partially your fault. However, exceptions apply if the injury was caused by intoxication or intentional misconduct.
Do I need a lawyer to file a workers’ compensation claim?
While you are not required to have an attorney, hiring a Baltimore workers’ compensation lawyer can significantly improve your chances of securing the full benefits you deserve. Insurance companies often try to minimize payouts, and a lawyer ensures you are treated fairly.
Can I sue my employer instead of filing a workers’ compensation claim?
In most cases, no. Workers’ compensation laws in Maryland prevent employees from suing their employers for workplace injuries. However, if a third party (such as a negligent contractor, manufacturer, or driver) caused your injury, you may be able to file a separate personal injury lawsuit.
What happens if my employer does not have workers’ compensation insurance?
Maryland law requires most employers to carry workers’ compensation insurance. If your employer is uninsured, you may still be able to obtain benefits through the Uninsured Employers’ Fund (UEF), which helps injured workers whose employers failed to provide coverage.
Can I choose my own doctor for treatment?
Yes. Maryland law allows injured workers to select their doctor rather than seeing a physician chosen by their employer. However, the insurance company may require an independent medical evaluation (IME) to assess your condition.
How long does it take to receive benefits?
If your claim is approved, you should receive payments within a few weeks of filing. However, disputes or denials can delay the process. An experienced work injury attorney in Baltimore can help expedite your claim and challenge any unfair delays.
Can I return to work while receiving benefits?
It depends. If you are cleared for light-duty work, you may still receive partial wage replacement benefits if you earn less than your pre-injury wages. If you return to full duty at your previous salary, your benefits will typically end.
What should I do if my claim is denied?
You have the right to appeal a denial. This process may involve a hearing before the Maryland Workers’ Compensation Commission. Our team can represent you, present evidence, and fight for the benefits you deserve.
If you have additional questions, contact Holzman & Dickriede Attorneys at Law for a free consultation today.
Why Choose Holzman & Dickriede Attorneys at Law?
We are committed to protecting injured workers throughout Baltimore. Our firm offers:
- Decades of workers’ compensation experience
- A track record of success securing maximum benefits for clients
- Personalized attention and aggressive representation
- No upfront costs—we only get paid if we win your case
If you’ve been hurt on the job, don’t let the system overwhelm you. Contact our Baltimore workers’ compensation law firm today for a free consultation, and let us help you get the benefits you deserve.
