When a crash disrupts your life, everything can feel urgent and unclear—medical care, transportation, time off work, and confusing insurance calls. At Holzman & Dickriede, we help you regain clarity and control. Our approach is hands-on, responsive, and rooted in a deep understanding of Towson’s roads, legal processes, and insurers.
Our experienced car accident lawyers in Towson stand beside you from your first phone call to the final resolution of your claim, combining personal attention with aggressive legal strategy to pursue maximum compensation.
Why Towson Drivers Trust Holzman & Dickriede
Local Insight for Local Claims
We routinely handle cases in the Circuit Court for Baltimore County and know how court procedures, judges, and local mediation timelines influence your case. That familiarity helps us move efficiently and confidently.
You Work With an Attorney—Not Just a Case Manager
You are not handed off to staff. Our clients work directly with a Towson accident attorney who explains your options, prepares you for what comes next, and remains accessible throughout the process.
A Reputation Built on Preparation
Insurers are more likely to settle fairly when a claim is well-documented and trial-ready. We approach each case with the expectation that it may be heard by a jury—because that is what creates leverage in negotiations.
No Upfront Costs
You do not pay unless we recover compensation on your behalf. Everything is explained in writing before we move forward.
The Types of Cases We Handle
From Beltway Collisions to Pedestrian Crashes
We represent clients injured in all types of Towson-area crashes: rear-end collisions on York Road, T-bone crashes at Goucher Boulevard intersections, pileups on I-695, or rideshare incidents near shopping corridors and campuses. Whether it involves a delivery van, a distracted driver, or an uninsured motorist, we are equipped to handle the full scope of crash-related claims.
Rideshare and Commercial Vehicle Claims
Accidents involving Uber, Lyft, Amazon, FedEx, and UPS often involve overlapping insurance layers and complicated liability issues. We know how to navigate those complexities and maximize recovery under multiple policies.
Maryland Laws That Affect Your Claim
Contributory Negligence
Under Maryland law, if you are even slightly at fault for the crash, you may be barred from recovering damages. This rule emphasizes the importance of collecting early evidence and making precise statements.
Statute of Limitations
Most personal injury claims in Maryland must be filed within three years, but shorter deadlines may apply for cases involving government entities or public transportation. Do not assume you have more time than you do.
PIP and UM/UIM Coverage
Optional Personal Injury Protection (PIP) can cover medical costs and lost wages regardless of fault. If the other driver is uninsured or underinsured, your own policy may step in—but only if notice and documentation are correctly handled.
After a Towson Crash: What You Should Do
Prioritize Medical Attention
Call 911 and get evaluated, even if you feel fine. Many injuries take hours or days to appear. Follow up with your physician or a local urgent care center as soon as possible.
Preserve the Evidence
Photos, videos, and witness contact information are crucial. Capture the scene, vehicle damage, and injuries. Save all receipts, appointment logs, and medical records: track symptoms and disruptions to your daily life in a personal journal.
Speak Cautiously
Limit what you say to insurers. Stick to the facts and refrain from speculation. Do not provide a recorded statement or sign any medical releases without legal advice.
Our Process: From Free Consultation to Case Resolution
Step 1: Case Evaluation
We listen to what happened, assess your injuries and immediate needs (like rentals and repairs), and evaluate all applicable insurance coverages.
Step 2: Investigation and Documentation
Our team collects the police report, 911 recordings, scene photos, surveillance footage, and vehicle data. This evidence forms the foundation of your claim.
Step 3: Medical and Damages Analysis
We work with your providers to document diagnoses, treatment progress, long-term limitations, and economic losses. We also build a model of projected future care and functional impact.
Step 4: Negotiation and Demand
We create a compelling demand package that clearly outlines fault, medical damages, wage loss, and non-economic harm—making it difficult for insurers to ignore or undervalue your claim.
Step 5: Litigation When Necessary
If the insurer refuses a fair settlement, we file suit and proceed through discovery, mediation, and trial preparation—always updating you and evaluating resolution opportunities along the way.
Proving Fault in a Tough Legal Environment
Reconstructing the Scene
We study angles of impact, signal timing, visibility, and road conditions, consulting accident reconstruction professionals when necessary.
Accessing Phone and Vehicle Data
Telematics, cell phone use, and app activity help us challenge false narratives, particularly in cases involving distracted driving.
Using Neutral Witnesses and Video
Independent witness statements and surveillance footage often carry more weight than driver recollections, especially when accounts conflict.
Medical Treatment, Documentation, and Recovery
Consistent treatment not only improves your health—it strengthens your case. We encourage clients to follow their provider’s instructions, attend therapy sessions, and complete any specialist referrals. Keep notes on how your injury affects your sleep, family life, mobility, and daily activities. This context supports your claim for non-economic damages, such as pain and suffering.
If you miss work, obtain documentation from your employer that shows the dates missed, your pay rate, and any modified duties upon your return.
What Damages Can Be Recovered?
Financial Losses
These include ER visits, hospital stays, surgery, medications, therapy, lost income, future medical care, and vehicle modifications if needed.
Pain and Suffering
We help you recover for the invisible costs—mental anguish, lifestyle changes, and the loss of joy in daily activities.
Property and Wrongful Death
You may be entitled to compensation for vehicle damage, diminished value, or, in the worst cases, funeral costs and financial losses from a loved one’s death.
How Long Does a Towson Auto Accident Case Take?
Some cases resolve within a few months, especially if liability is clear and your medical recovery is complete. Others take longer—particularly those involving multiple parties, ongoing treatment, or litigation. We create a timeline with milestones and keep you informed every step of the way.
Mistakes That Can Hurt Your Claim
- Posting crash details or activity updates on social media
- Missing medical appointments or delaying treatment
- Providing a statement to the other driver’s insurer
- Signing broad authorizations that reveal unrelated medical history
- Disposing of damaged personal items that serve as evidence
- Resuming strenuous activities too soon without medical clearance
Towson-Specific Legal Advantages
Road Patterns and Crash Hotspots
We are aware of the common collision points—York Road congestion, I-695 merges, and the tricky intersections on Goucher Boulevard. Our knowledge of local traffic flow helps us explain how and why crashes happen at these locations.
Familiarity With Local Providers
We work regularly with St. Joseph, GBMC, and specialty clinics in Towson. This helps us gather complete records and get provider input when it matters most.
Insurance Coordination Expertise
PIP, health insurance, and UM/UIM claims often overlap. We carefully manage subrogation rights and lien claims to protect your recovery.
Navigating the Insurance Company
Be Prepared for Early Contact
Insurers often call within days of the crash. While it is fine to confirm basic facts, you should not answer detailed questions or provide a recorded statement until you have spoken with us.
Initial Offers Are Rarely Final
Quick settlements often overlook long-term needs, future medical care, or non-economic damages. We evaluate each offer against the actual value of your claim and negotiate aggressively on your behalf.
Medical Liens Require Careful Handling
Medicare, Medicaid, workers’ comp, and private insurers may all have reimbursement rights. We help resolve these liens to preserve a larger portion of your settlement.
Frequently Asked Questions
Do I Need a Lawyer for a Minor Accident?
Yes. Even soft-tissue injuries can worsen over time. A brief consultation helps you understand your rights and avoid costly mistakes.
How Much Does It Cost?
There are no upfront fees. We are only paid if we recover funds for you. Our agreement is clearly explained before you move forward.
Will My Case Settle or Go to Trial?
Most cases settle, but we are always prepared for trial. This preparation strengthens your negotiating position and protects your rights if court becomes necessary.
How Long Do I Have to File?
Most cases must be filed within three years. However, claims involving public vehicles may have notice deadlines of just a few months. Act early to avoid losing your rights.
What Clients Say
“After my crash on the Beltway, Holzman & Dickriede handled everything—insurance calls, medical records, and negotiations. They kept me updated, explained every step, and secured a result that covered my treatment and missed work. I always felt supported.”
— Towson Client
Call Now for a Free Evaluation
If you are dealing with injuries, insurance adjusters, and medical bills, you deserve clear guidance and strong advocacy. Holzman & Dickriede will protect your rights, answer your questions, and fight to maximize your recovery.
Call today or send a message to schedule your free case evaluation. The sooner we begin, the stronger your case can be.
